If you follow me on Twitter or Facebook, you just might be aware that Simon and I are looking for a house to buy. We have a deposit saved through various means and are now just waiting for the best house for us to show up.
Hey! It’s only £1.4m above our budget!!! credit: http://www.propertynews.com/
Part of this, of course, was also talking to the bank about a mortgage. Which is terrifying in general and even more terrifying for someone with anxiety.
You see, a large part of my anxiety hinges on the fact that I almost never feel like a grown up. I feel like I’m about 20 most of the time and who on earth is going to give a 20-year-old a mortgage? Certainly no one would have given 20-year-old me a mortgage.
But, you know, I’m not 20. So I wasn’t laughed out of the bank or off the phone. And the estate agent up the road also took me seriously when I came in to look at brochures for houses.
But it was exhausting, all that adulting. And, of course, it’s not done yet. Still more adulting and then the anxiety of offer acceptance and blah blah de blah that surrounds buying a house.
So we are taking it slow and not overtaxing my poor brain and body.
But at the same time a house! That we own! That I can decorate! And redo things in!!!
Fuck. There’s all that adulting again…
‘Byn, We were about 6-9 months out from Iowa City when we started looking for a house to buy. We were still in our mid 20s. I still remember the agent not taking us seriously through the process and not making herself all that available to us. In the end she was smart enough to give us just enough good advice for us to be able to get the deal done and have enough left in our checking account to be able to buy groceries for the week. The mortgage guy made us bring in every piece of documentation imaginable down to college transcripts and diplomas. The good news is that we did it then and it turned out to be the best purchase of our lives. Hang in there. And no, none of us are 20 anymore. We all realize it every time our joints creak with age.
Most of my generation was in their 20s when they bought there first house. It’s an excellent example of how no generation is like another:-)
Becky Leyser liked this on Facebook.
Sarah Convery liked this on Facebook.
Rebecca Morrin-West liked this on Facebook.
Carol Ann Hilton liked this on Facebook.